More info here: http://www.pandacollector.com/silver-pandas-2.html
My first silver Panda was "rescued" from an antique shop in Chinatown area about a month ago. I happened to walk pass the shop one afternoon and on seeing that they had some old China silver coins on display, I went in to asked if they had any silver Panda.
The shopowner, an elderly man in his 70's, told me he has only got 1 piece. He showed me a 1994 1 oz silver Panda in a capsule, still sealed in the original mint plastic. However, on closer examination, I realised that part of the capsule had cracked and a small section had actually chipped off, leaving an expose air hole around a section of the capsule rim.
I had no idea than how much a 1994 silver Panda is worth since I don't have any in my collection. But I do know the average market value of a silver Panda is around $50-$60 for non-key date. The shopowner made me an offer of $50. Using the "chipped" capsule as a bargaining "chip", I managed to get him to part with it for $40 :p
Getting home, I immediately went online to find out the market value of my first 1 oz silver Panda and learned that 1994 was a low mintage year with an average selling price of $100 a piece currently! I got a real bargain indeed!
Here 's the Panda I "rescued"...
Transferring would mean removing it from the original mint seal state which might reduce its value. However, there is already some light toning around the coin rim near the crack due to air exposure. It might get worst over time.
I eventually decided to transfer it to a new capsule as the sight of the cracked capsule and the toning is annoying. So here it is now snuggly fitted in a new capsule together with a few other Pandas which I acquired subsequently to keep it company :)
And here's something I learned about "fake Pandas"(its China so no surprise), which make silver Panda collecting even more interesting!
"In order to prevent counterfeit, China Mints made few subtle changes in the design of the temple (obverse) for different dates. Three rows of circular rock fence of the walkway on the both sides of stairway of temple have different number of posts for each row.
For example, for genuine coins, there are six posts in the bottom row for the period of 1983-1985, 5 posts for the period of 1987-1991, 4 posts for the period of 1992-2001, and 3 posts for the period of 2002-2006.
All counterfeits, based on the pictures at ebay, have 3 or 4 posts in the bottom row. Starting 2002, drawings were added to the divider of the stairway in genuine coins, while the counterfeit coins may have a smooth surface.
In summary, those coins with 4 posts in the bottom row for years between 1983-1991 and 2002-2006 are counterfeit.
Those coins with 3 posts for years between 1983-2001 are counterfeit. Those coins with 4 posts, between 1992-2001 may need further examination by comparing pictures with genuine coins as outlined in 3, 4, and 5.
All pandas, prior to 2002, with drawings on the surface of the center divider of the stairway, and after 2002, a smooth surface, are counterfeit.
There are other design changes made by China Mints for different years, such as, the door to the temple and the number of the beams on top of the door. The counterfeit coins do not match those design changes.
There are no 1982, 1986 and 1988 1 oz silver pandas issued by China Mint as suggested by the sellers of counterfeit coins."